Barack Obama has often said, as a means to quiet the doubters of his health reform plan, that “if you have insurance and you like it you can keep it.”

We wonder in what way he plans on helping those who have extremely expensive health insurance that they don’t like.

Several people we know have received letters from their health insurance companies informing them of increases on their premiums.  A family member received a 16% rate increase on an already gougalicious insurance plan through Anthem Blue Cross Blue Shield. She is a few years away from Single-Payer Medicare but has too many assets to qualify for Medicaid. She is in that precarious place in the middle which the health reform bill does not even address.

As far as we can tell, the health reform plan will help cover up to 50 million more people, which will end up covering around 94% of the population. But it won’t help reverse the high cost of insurance. As far as we can tell it doesn’t even try to.

We wonder what the hell the Democrats are thinking. It’s wonderful to cover everybody in the U.S, and this reform plan will basically do this. But how will this plan help in any way if it does not create a government run Public Option to really compete with private insurance companies? Or absent that, put a limit on insurance company profits or limit the percentage that insurance companies can spend on administrative costs.

These seem like obvious questions to us. We would like some answers.


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